Medicare 101

When can I enroll in Medicare?

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Once you have determined whether you need Medicare or not, you can enroll during your Initial Enrollment Period. This is the 7-month period that begins on the 1st day of the month 3 months before your birth month, and ends 3 months after. Your coverage will begin on the 1st of your birth month.

For example, if your birthday is on July 23, your Initial Enrollment Period would begin on April 1 and end on Oct 31. Your coverage would begin on July 1.

Additional considerations:

  • If your birthday falls on the 1st of the month, everything would begin one month earlier. (Don’t ask us why they did this).
  • If you are working or have “creditable” health insurance coverage, you would be able to enroll when your coverage ends, during a Special Enrollment Period.

Have any questions?
Just get in touch with one of our Heroes Monday through Friday, 9:00AM to 6:00 PM at 833-636-4376 TTY 711 or and we would be happy to help you!

About Enroll Hero
We are unbiased independent brokers contracted with all of the major health insurance companies. Enroll Hero is 100% free to you and the pricing is the same as if you went directly to the health insurance companies, but with us as your Medicare concierge we can continue to help you after you sign up and make sure you always stay on the right plans.

How to guide
How to enroll in Medicare Part A and B on the Social Security website
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