Medicare 101

When can I change my Medicare plan?

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The Medicare Annual Election Period (AEP), runs from October 15 to December 7.  Any changes you decide to make will take effect January of the following year.

Who can change plans and what you can change?

If you currently have Medicare Parts A & B you can:

  • Switch to a Medicare Advantage plan (also known as Part C); or,
  • Add or drop a Part D prescription drug plan; or,
  • Switch to a different Part D plan (if you are already enrolled in a Part D plan)

If you have a Medicare Advantage / Part C plan, you can:

  • Change to Medicare Parts A & B; or,
  • Switch to a different Medicare Advantage / Part C plan

If you are brand new to Medicare, you cannot enroll for the very 1st time during the Annual Election Period.  Click here to learn more about enrolling for the first time in Medicare.

Why should you consider switching plans?

1.  Your current plan could be changing next year
Insurance companies often make changes to plans each year. Your network of doctors and pharmacies could be different each year, as well as the “formulary” or list of drugs covered under your current plan.

2.  In addition, your health situation may also have changed since you enrolled in your current plan
For example, you may have switched or added new doctors or specialists, or changed or added new prescription drugs.  So it’s worth checking each year during the Open Enrollment Period to see whether your current plan is still the best one for you. You could potentially save hundreds of dollars or more by switching to a different plan.

Enroll Hero is here to help!
Just get in touch with one of our Heroes who would be happy to help you evaluate whether another plan might be better for you.  We are unbiased independent brokers contracted with all of the major health insurance companies.  We are 100% free to you and the prices are the same as if you went directly to the health insurance companies, but with us as your Medicare concierge we can continue to guide you in your journey.  

You can make an appointment with one of our Heroes at a time convenient for you; call us Monday through Friday, 9:00AM to 6:00 PM at 833-636-4376 TTY 711; or email us at

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